Viainvest review – it’s a well-functioning P2P platform with + 11% in return




  • +11-12% in return
  • 100% Buyback guarantees
  • Healthy company behind the platform

Viainvest review 2019…

I closely follow Viainvest and I plan to invest in the future. Below is my Viainvest review of their P2P lending platform. I update continuously. 

What kind of returns can I expect?

The loans are mostly short-term (30 days) and the interest rate offered is up to +11-12%.

Minimum investment in one loan is 10 euro which is very normal. 

The sign-up process

When you sign up you just need to provide basic information about yourself and passport/ID number.

To use the platform you must be 18 years old and they accept money transfers from bank accounts from Europe (also Norway, Iceland, Liechtenstein, and Switzerland). 


You need to provide valid documents (passport or identification card) for complete registration.

To transfer money I always use my Transferwise account to reduce fees. You can also just make a bank transfer (SEPA) but usually, it cost a bit more.

6 facts about Viainvest

  1. The platform started in 2016.
  2. The company is located in Riga, Latvia.
  3. They have their own loan originators on the platform (VIA SMS Group and daughter companies). 
  4. +7300 investors have joined the platform.
  5. All loans are pre-funded and with 100% buyback guarantee
  6. The average interest rate is +11-12% 


The platform is easy to understand and use

Viainvest offers private investors access to the non-banking lending sector through this process:



Viainvest is owned by VIA SMS Group, which has issued consumer loans since 2009, to private individuals, in several EU countries (Latvia, Sweden, Czech Republic, Poland, and Spain). They have 157 employees in the company. 

The investment

All loans on the platform are short-term and have a buy-back guarantee.

There is no secondary market where investors can sell investments internally but VIA SMS Group itself holds a 5% investment in all loans (skin in the game).

It’s certainly very good and indicates that they also have an interest in minimizing the number of bad borrowers.

It’s very important that you submit a “Tax Certificate” to Viainvest

They will automatically pay tax on your crowdlending income in Estonia if you don’t report your taxation.

No risk rating is available, but they provide great information about the borrower. 

On Viainvest is the availability of loans is good.

More than 500 last time I checked.


Viainvest on social media

That’s it. 
I hope you liked my Viainvest review 🙂

Like this review? 😀

💡 Did you like my Viainvest review? If you have any questions or comments about Viainvest then you can share it below 🙂

Join the monthly 
Stay Focused Email List

and stay connected 🙂

  • Follow my journey and blog updates
  • Stay on track
  • Learn more during your own progress


Read more here about this investment opportunity

You can also follow my investment portfolio with monthly updates 🙂

Peter Michael

I'm an investor and the blogger behind MyInvestment.Blog. I write about investment, financial independence, and personal development. I try to combine the topics and show my journey towards financial freedom.

2 Responses

  1. Roland says:

    VIAINVEST is one of the most generous P2P investment platforms! I really like their platform, as it offers wide variety of functions. The best one probably is the auto invest function, which allows to invest money not investing much of your precious time.

Leave a Reply

Your email address will not be published. Required fields are marked *

Join the monthly 

Stay Focused Email List

Stay connected & motivated