PeerBerry review and my investment updates





  • 100% buyback guarantee
  • 11-13% in return
  • Successful and healthy company 

My updated PeerBerry review 2019

I update my personal PeerBerry review and investment ongoing to make sure it’s fresh.

They have a buyback guarantee on the whole platform and a simple auto invest setup.

Let’s take a look at it 🙂

PeerBerry review

Below is my return on investment…


Return on investment:

  • May:  Started investing
  • June: +0,10% (transfer costs deducted)
  • July: +0,90%
  • August: +1,08%
  • September: +1,11%
  • October: +0,98%
  • November: +1,13%
  • December: +1,06%



Return on investment:

  • January: +1,02%
  • February: +0,94%
  • March: +0,96%
  • April: +0,92%
  • May: +1,26%
  • June: +1,15%

See the latest returns in my investment portfolio update
(opens in new window)


My loans that are late

Loans that have defaulted since May 2018: 0% 🙂

1-15 Days Late1,2%11,5%7,5%5,5%
16-30 Days Late0%2,1%1,5%1,6%
31-60 Days Late0%0%2%4,2%
60+ Days Late0%0%0%0%
Bad Debt0%0%0%0%

1-15 Days Late5,2%1,7%3,7%1,7%
16-30 Days Late1,7%6,8%1,0%1,5%
31-60 Days Late4,3%1,7%0%0%
60+ Days Late0%0%0%0%
Bad Debt0%0%0%0%

1-15 Days Late14,7%29,2%10,4%9%
16-30 Days Late3,2%17,2%0%14,4%
31-60 Days Late0%8,6%12,3%7,6%
60+ Days Late0%0%0%0%
Bad Debt0%0%0%0%

1-15 Days Late11,5%14,0%10,8%
16-30 Days Late2,7%4,1%0,8%
31-60 Days Late9,8%5,2%4,3%
60+ Days Late0%0%0%
Bad Debt0%0%0%

Comments on the progress

My PeerBerry investment strategy

Transfer money to PeerBerry

I transfer money to my PeerBerry account through my bank.

It’s very easy and my first deposit went through within 2 days

You can transfer money in all currencies but they will convert it to EUR according to the Swedbank currency exchange rates.

I recommend that you just sent it in EUR from your bank. Withdrawals can only be requested in EUR.


My auto invest setup

Inside the platform, I only have one auto invest setup because all loans basically are the same. They are all short-term consumer loans with a buyback guarantee.

This is my setup:

  • Maximum investment in one loan: € 30.00
  • Currency: € (EUR)
  • From 11-25%
  • Remaining loan term (days): 1 – 365
  • Remaining principal amount: 1.00€ – 3000.00€
  • Reinvest: Yes
  • Loan status: Current
  • Country: Lithuania, Poland, Czech Republic, Denmark, Kazakhstan, Russia, and Ukraine.
  • Loan originators: All
  • Buyback Guarantee: Yes


7 facts about PeerBerry

  1. The platform started in October 2017
  2. The company is located in Latvia, Europe.
  3. +4350 investors have joined the marketplace already.
  4. 17 loan originators on the platform and they are growing
  5. Only loans with a buyback guarantee
  6. +11-13% interest rate
  7. In less than 1 year since the launch, they have reached 22 million euros loans financed through the marketplace.


Okay. Let’s look more into this PeerBerry review…

PeerBerry is owned and operated by Aventus Group. It’s a very successful and healthy company from 2009 with +300 employees and +10 years of experience as a loan originator. 

They actually started offering loans at Mintos, but instead, they chose to start their own platform. 


The platform has a very simple style and easy to understand interface.

The sign-up process

When you sign up you just need to provide basic information about yourself.

To use the platform you must be 18 years old and come from Europe, Switzerland, Russia or Ukraine.


The P2P lending investment

The minimal amount to invest in one loan is EUR 10 and as soon as the money is in the account you can start invest. 

Most loans are short-term consumer loans. Usually between 12-34 days.

The interest rate offered is approx +10-13%

The good thing about short-term loans is that you can easily access your money as the maturity of loans is around 30 days.

All loans have a 100% buyback guarantee
(If the lender can not pay, the loan company repurchases the debt).

No risk rating is available
, but some general background information about the borrower is offered.

All loans have some basic information such as loan amount, interest rate, term, country of issuance, and borrower details – age, gender, number of loans taken, the date when borrower became a customer of the loan originator.

The availability of loans is fine
. My investment is reinvested almost immediately the same day. 

There is no secondary market. On the other hand, all loans are short, so you don’t get stuck in some years of commitment.

Peerberry sends no information to any Tax Agency or deducts taxes. You must do it yourself in your country.

PeerBerry on social media

That’s it. 
I hope you liked my PeerBerry review update this month.

Like this review? 😀

💡 Do you have any comment on this PeerBerry review? Please leave a comment below!

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Peter Michael

I'm an investor and the blogger behind MyInvestment.Blog. I write about investment, financial independence, and personal development. I try to combine the topics and show my journey towards financial freedom.

2 Responses

  1. DMO says:

    Thanks for this review !
    I have just signed up to PeerBerry to complete my investment in P2P.
    Thanks for your great blog !

    • Peter Michael says:

      Your welcome and thanks for the kind words! 🙂

      I really like PeerBerry. They just work perfectly and have a really solid company behind.

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