My Stocks and Index funds investment

This is my thirteenth update on my stocks and index funds investment. I update about the progress every month. It’s in total 9% of my investment portfolio at the moment.


Index funds 

I have created an automatic money transfer from my bank because it will save me the brokerage fees (they made a deal). My investment is very small but it’s ongoing every month since June 2018.


Sparindex INDEX OMX C25 KL

It has an annual cost of 0.5%. Investments are made exclusively in Danish shares, which are included in the OMX C25 Index, where no share may amount more than 20%. 

I get paid dividends (approx 8% annually)


Return on investment: -10,54%

  • March: Started tracking
  • April: -1,02%
  • May: -0,26%
  • June: +2,04%
  • July: -3,21%
  • August: +5,64%
  • September: -1,86%
  • October: -5,84%
  • November: -1,85%
  • December: -0,38%



Return on investment: +6,98%

  • January: -3,47%
  • February: +4,19%
  • March: -4,48%
  • April: +10,64%

The expected return on investment: +10%

Sparindex Globale Akt Min Risk KL

It has an annual cost of 0.5%. Investments are made to follow the MSCI World Index.

I get paid dividends (approx 4% annually).


Return on investment: 0,44%

  • September: Started investing
  • October: +0,25%
  • November: -1,28%
  • December: +0,59%



Return on investment: +3,42%

  • January: -2,65%
  • February: +4,47%
  • March: -1,99%
  • April: +3,10%

The expected return on investment: +10%


Right now, I only invest in a single Danish stock called “Vestas Wind Systems A/S”.


Return on investment: -14,03%

  • March:  Started tracking
  • April: -2,19%
  • May: -5,07%
  • June: +4,04%
  • July: -6,47%
  • August:+3,24%
  • September: +4,47%
  • October: -5,24%
  • November: +4,47%
  • December: +12,54%



Return on investment: +18,25%

  • January: -0,94%
  • February: +7,89%
  • March: +0,43%
  • April: +10,87%

The expected return on investment: +15%

Comments on the progress 

This month was really good for all my investments in the stock market 😎

My share at Vestas has increased so much that I am considering selling this and only have index funds.


The investment is still a smaller proportion of my total investment portfolio (9% in total). I have increased the amount I invest and will continue to do so.

My plan is to have about 35% in index funds.

My investment strategy

I started investing in the stock market back in August 2017.

I invested in 3 stocks to get started. Later on, I sold 2 with a good return of around 25% and kept the last stock. Over time I learned more about the stocks and index funds. 

I chose to move away from individual stocks and invest in index funds instead.

This will lower the risk and it’s time-consuming and difficult to select individual stocks.

I have found out that the best for me is to invest in some cheap index funds that try to follow the index. In this way, my investment basically follows the development of the stock market instead of individual stocks.


My criteria for selecting index funds

  • The annual total cost must be under 1% (cost eats into returns)
  • The index has strong global companies included (like S&P 500)
  • The last 5 years gave at least 10% in return (fairly high-risk tolerance)
  • No share may amount more than 20%
  • They paid out annual dividends


Invest in index funds

It has become incredibly popular to invest in index funds. Many have experienced some very positive returns on investment with less risk (than picking stocks) and less time involved.

It’s very easy to way to grow your wealth but I would not have more than 35% of my money in this asset allocation.

It’s an excellent low-cost investment strategy but you need to understand the criteria of the index fund before investing.

There is a wide range of index funds that track and invest in different indexes like S&P 500 (USA) or OMX C25 (DK). They are not the same because they include different kinds of assets and have different criteria. 

You can find index funds that invest in specific stocks, bonds, small companies, foreign stocks, globally or locally. Most of them have very low fees and better returns compared with most mutual funds. 

It’s not about beat the stock market but rather to be the market.

Most people that are investing in index funds have a long-term focus and that’s very good because it gives fewer outflows and a more stable growth.

When you want to be financially independent then it’s an ideal investment opportunity in my opinion.


💡 I hope you liked my update this month about my stocks and index funds. You are welcome to leave a comment below 🙂

💡 You can also follow me on Twitter with stocks and index funds updates

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Peter Michael

I'm an investor and the blogger behind MyInvestment.Blog. I write about investment, financial independence, and personal development. I try to combine the topics and show my journey towards financial freedom.

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