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Category: Financial Independence

link to 10 unusual ways to increase savings rate (My personal habits)

10 unusual ways to increase savings rate (My personal habits)

Increase savings rateI have gathered a list of my slightly different ways to increase savings rate. Then you can save more money and invest. These tips are some that are actually most often a...

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link to How do I manage my investment portfolio?

How do I manage my investment portfolio?

In this blog post, I will uncover some of my experiences and how I personally will manage my investment portfolio in order to achieve financial freedom. Manage an investment portfolio is a very...

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link to Should I earn more or spend less? – The approach to financial freedom

Should I earn more or spend less? – The approach to financial freedom

Earn more spend less? 🤷‍♂️The “earn more spend less” discussion really provides personal value after you've described your version and started calculating what your...

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link to Financial independence calculator and what to consider (with case study)

Financial independence calculator and what to consider (with case study)

Unfortunately, no financial independence calculator can give you a really specific number because there are several factors to consider and life is not static.However, you can get a rough calculation...

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link to Setting goals and become financially independent

Setting goals and become financially independent

I personally use goals to be more focused and to take action. This article can help you in setting goals and to reach out to your vision and make it happen! Earlier I wrote about 7 essential mindset...

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link to 7 essential mindset changes to become financially independent

7 essential mindset changes to become financially independent

When I started it actually took over six months for me to realize that my mindset is the most important in my journey to become financially independent.I certainly found a lot of valuable information...

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Hey there!

My name is Peter Michael and I started this investment blog to share my journey towards financial independence.

Get inspired to create your own journey!
Many dreams of quitting the "rat race" …

I’m financially free in 9 7 years
by age 42

My financially free progress:
 14,97%

✔️ 6 months Emergency Fund

✔️ Paid off loans (student, car- and leverage loan)

✔️ 20% increase in total income

✔️ 50% Savings rate

⚔️ Pay off the mortgage  (This is step 5)

⚔️ Further 20% increase in total income

⚔️ 70% Savings rate

⌛ Be 100% debt free

Get started?
– Read my recommendations

 


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